Adventures in Auto Insurance Claims

Geico informed me that there "is a problem" with the insurance with the owner and they (Geico) is not likely to pay the claim. (I am not blaming Geico! Sounds like the insured did not pay their insurance).

Allstate to the rescue: but I have to pay the $ 500. deductable.

I documented all in the accident report: The driver who hit my car from behind does not appear to have current Minnesota auto insurance (according to the Geico claims specialist)