Five Ways to Use Plastic Wisely

Five Ways to Use Plastic Wisely

Excerpts:

1. Making larger purchases or ordering online: credit cards can protect consumers making larger purchases.
   
2. When traveling: credit is "safer than carrying all that currency around with you,"
   
3. When buying necessities: Plastic also can be helpful in emergency situations
   
4. When using a budget: Statements from credit cards can help with budgeting
   
5. When building up reward points: Using a card that earns reward points that you can redeem for merchandise, travel or something else puts extra money in your pocket -- especially if you pay off your bills each month.
   

Comment: A key, in my mind, is to pay it off every month!