8.27.2007

Nerd Cars



Revenge of the nerd cars

Excerpt:

McKeel Hagerty began noticing the trend a few years ago. As chief executive of Hagerty Insurance, the largest provider of insurance to classic-car collectors, Hagerty could see that the so-called "nerd cars" — the ugliest of automotive beasts — were nonetheless increasing in value. Ford Motor's Pinto and American Motors' Pacer and Gremlin — cars that were punch lines from the decade of disco — suddenly seemed hot. They weren't increasing by much, Hagerty admits, from maybe $500 to a few thousand dollars. But still, money is money.

Hagerty couldn't resist. He plunked down $2,300 for a dark green 1976 Pacer three years ago. "I happen to think it's a cool car," he says, even though it came without an eight-track tape player, which must have been an option when the car was new. "How am I going to listen to Foghat?" he asks.



Comments: My Father had an AMC Pacer (long after I had moved out). I drove it once - from Louisville to Cincinnati. Kathee and I had flown to Louisville for a job interview. My Brother drove down from Cincinnati and met us there. The three of us took a leisurely drive back (through Southern Indiana) to my folks' house.

Other unusual cars that my Father had:



The above is a Henry J.. Dad bought it for $ 35. My Sister drove it from the house to the bus stop where she picked up a bus to ride to the University of Cincinnati. I learned to drive with this car. Ours was blue (with a lot of rust). I think our's was a 1951.



Dad bought a Nash Metropolitan to replace the Henry J. Our's was a black and white 1961. I took my driver's test in this car. I wrecked it in the homecoming parade!



The Dodge Dart replaced the Metropolitan. I think it was a 1965. I wanted Dad to buy a Mustang but this car was pretty cool. It had a V-8 and was very fast.

Along the way, Dad also had a Ford Falcon. I think this was after the Dodge Dart. This is the last of the "Dad" cars that I drove.

8.26.2007

Is McCain too old?

At 70, McCain Takes On Talk of His Age

U.S. / Politics
At 70, McCain Takes On Talk of His Age
By MICHAEL COOPER
Published: August 25, 2007
John McCain, who will turn 71 on Wednesday, is hoping to become the oldest person ever elected to a first term as president.

Excerpt:

Mr. McCain, Republican of Arizona, who will turn 71 on Wednesday, is hoping to become the oldest person ever elected to a first term as president. So on the stump, he makes his experience a central theme of his campaign, while keeping up a grueling campaign schedule and showing his not-inconsiderable store of energy, despite injuries he sustained as a prisoner of war that limit his mobility and a bout with melanoma that left his face scarred.

My view: Experience & character! I like the man!

New Minneapolis Online Daily?

Twin Cities Editor Planning Online Daily

Business / Media & Advertising
Twin Cities Editor Planning Online Daily
By BRIAN LAMBERT
Published: August 27, 2007
The former editor and publisher of The Star Tribune of Minneapolis is expected to announce plans for an online, nonprofit daily newspaper for the Minneapolis-St. Paul area.

8.25.2007

Roger's Birthday

We celebrated my Brother's 54th birthday tonight. We gifted him with a Maglight flashlight and a Hoagy Carmichael CD: Stardust Melody.

Some pics:










Other:

We drove down to Jordan Minnesota to look at maintenance-free outdoor furniture for our deck at ByTheYard. They are offering a 10% State fair discount, free assembly, and free delivery. We bought a bench and 2 chairs. This furniture is made out of recycled milk jugs!

8.24.2007

MN rainfall record = 15.1"

Rainfall Sets State Record In SE Minn.




Excerpt:

Weather officials say the rains that flooded southeastern Minnesota last weekend set a state record for rainfall during a 24-hour period.

Weather watchers thought the record had been set earlier -- but now it's official.

And the old record was smashed by more than four inches.

The National Weather Service gauge in Germain Davison's farmyard a mile south of Hokah had 15.1 inches in it when he measured it at 8 a.m. Sunday.


Slideshow from WCCO

Map: Hokah, MN

Comment: Image from CNN. The WCCO slideshow has more pictures.

A toast to my son, Roger

Peggy Noonan: A toast to American troops, then and now

Excerpt:

A funny thing. We're so used to thinking of American troops as good guys that we forget: They're good guys! They have American class.
----
Whatever is decided in Washington I hope our soldiers know what we really think of them, and what millions in Iraq must, also. I hope some day they get some earned tenderness, and wind up over the hills of Iraq, and land, and an old guy comes out and says, "Are you an American?" And they say yes and he says, "A toast, to old times."

Comment: Roger exited the USMC Reserves today after 75 months of service.


  1. I remember the day he enlisted. He did it without asking my advice, but by telling me (the day before) "tomorrow I am enlisting in the Marines".
  2. I tried to dissuade him. I asked him to consider the Air Force or the Navy. But he was adamant about joining the Marines.
  3. On the Tuesday after Memorial Day 2001, he left for San Diego for boot camp. I wrote to him almost every day. He came back from boot camp with many of my letters unopened - he was just so busy that he could not read letters every day! (He since opened and read them.
  4. On 9/11 he was in combat training at Camp Pendleton, California. He happened to cut himself that day and had to be seen by a Navy medic! He was told then about the events of 911.
  5. One might think - "oh a reservist! How hard could that be?". Roger was on active duty for over 2 1/2 years of his six years in the Marines. He was a freshman at St Cloud State when the Iraqi war commenced. He was called up and sent to Cherry Point for a year. Back to St Cloud for another semester. Then he volunteered (on July 5th, 2004) to go to Iraq with another unit. He was again activated for another year and spent 7 months in Iraq.
  6. Leaving the Marines is tough for Roger. He aspires to get his bachelor's degree in Economics. He also works full time at Wells Fargo. He knows he cannot do all three: work, school, and the reserves. And so he made the difficult decision to not re-enlist!


My Son is one of those "good guys" with "American class". He is a true patriot who loves his country enough to serve it. He has a unique combination of toughness and gentleness. He is more of a man than I ever was. I admire him and I salute him! Thank you Roger for your service to our country!

Navy Divers Describe Dangers at Bridge




Navy Divers Describe Dangers at Bridge

Excerpt:

Some of the 24 Navy divers spoke Wednesday for the first time about the two weeks they spent gingerly searching the dark waters where the bridge collapsed Aug. 1, killing 13 people. The last body of those known to be missing was found Monday.

Wearing lead-weighted rubber boots, leather gloves and a protective layer over their wet suits, the divers worked in teams of two. One moved debris, using hydraulic tools to perform jobs such as opening up a crushed car to check for bodies. The other diver handed over tools and stood watch in case anything went wrong.

"The concrete covers up everything, and (it's) very heavy. You don't know what's stable and what's not," Bennett said.

Divers had to fight the current, working with the lock and dam operator upstream to control the river's flow.


Comment: Interesting read. Not sure why this was not in the Star Tribune too (or perhaps I missed it!). You have to appreciate the skills and dedication of this team! Image from Kare11.com

President Thanks Navy Divers for Minneapolis Bridge Relief Efforts

Excerpt:

President George W. Bush thanked the divers of Mobile Diving and Salvage Unit (MDSU) 2 on Aug. 21 for their hard work during search and recovery operations at the site of the Interstate 35 bridge collapse here.

President Bush arrived at the 934th Air Reserve Base aboard Air Force One. Following a briefing on the search and recovery operations with state and federal officials, Bush was escorted to a hangar bay where he met with the divers. He shook hands with each diver, thanking them for their efforts and service.

“Thank you also for your prayers and the compassion you’ve shown to the families (these past few weeks),” President Bush told the divers.

President Bush also posed for a group photo, holding a dive helmet that his father, former President George H. W. Bush also held in a group photo with another MDSU detachment in 1992. Bush then gave each of the divers a presidential challenge coin before departing, followed by a hearty “Hoo-Yah America!” from the group.

8.23.2007

Prosper.com outperforms S&P 500



From Prosper.com today: Did you know that the average loan on Prosper is outperforming the 2-year return on the S&P 500? Prosper stats

Before you jump into Prosper.com consider these statistics:

  1. Muleshoes: Not doing so hot!
  2. China_bank: 21%
  3. John_14_6: A newbie making 12% so far


I won't tell you which one I am ... but you can probably guess!

Is obesity a disease?

Freakonomics Quorum: What is the Right Way to Think About the Obesity ‘Epidemic’?

Tidbits:


  1. Obesity has been blamed for everything from dragging down the economy to global warming. Most recently, we’ve heard that obesity is “contagious.”
  2. By the same statistical criteria used to call obesity a disease, one could also claim that being male, being overly tall, or even being black is a disease (i.e., all correlate with early mortality and morbidity).
  3. Technology is what allows us to be fat. The inability to discipline ourselves is why we let it happen. The fascinating thing about progress is that it can be both good and bad. The discovery of nuclear fusion allows for cheaper, more environmentally friendly forms of energy. But it also allows for nuclear weapons. A generation ago, women spent an average of two hours per day cooking and cleaning; today, the cooking and cleaning is handled by a restaurant or food company. Weight gain is the consequence.
  4. The reasons for this increase in the number of people who are overweight are debatable, but one need only review the increases in typical portion sizes (I am 50 years old and still remember small glass Coke bottles and 3 oz. McDonald’s fries) to understand that we are eating more than we ever did.
  5. Starting in the 70s, manufacturers began to pump sugars into their packaged products, and the advent of high fructose corn syrup (HFCS) has only exacerbated our collective sweet tooth. HFCS has proven so irresistible to manufacturers because: a) it’s highly subsidized by legislation like the farm bill, which makes it cheap; and b) it’s a highly refined, stable liquid, which means it has a longer shelf life than table sugar and can blend seamlessly into products you wouldn’t associate with sugar — ketchup, for example, or marinara sauce. It’s no surprise, then, that we now consume 200 calories a day more than we did in 1970, and most of that comes from added sugars. By some accounts, we now consume up to 75 pounds of HFCS a year, and you’re likely to find it listed in the top three ingredients on the nutrition labels of products that simply were never intended to be sweetened — wheat bread, salad dressing, and crackers, for example.
  6. Studies have shown that the average size of a dinner plate has grown 36% since 1960.


Random Thoughts:

  1. Roger checks out of the Marines tomorrow. He has been in the U.S.M.C. for 75 months. 6 years ago to the day (August 24th, 2001) he graduated from U.S.M.C. boot camp.
  2. Roger's latest PT (Annual Physical Test) was better than his PT in boot camp.
  3. I had such a stressful week last week, and this week has been the same; banging my head and having a day off was a gift! Plus it helped me do a little mental level set about what is important!
  4. A blog book report that I profited from today: Book review: Singing and Making Music by Paul Jones by Ryan Martin. I probably will not read this book, but the book review was great!
  5. I read two articles about Pastoral succession tonight. I thought about these with regard to the Pastoral transition at Fourth:

    1. Succession sometimes sticky when beloved pastor leaves
    2. How long before the new pastor really feels part of a church?

  6. I'm glad football season has started (I am watching the Green Bay - Jacksonville pre-season game)!
  7. Rachel returns from Midland Michigan tomorrow night and does the 3-Day breast cancer walk this weekend (60 miles). She raised $ 2000
  8. The floods in S.E. Minnesota were tragic! Bush taps 3 counties as federal disaster areas. I understand that some areas received 17" of rain!
  9. Thinking about my Brother-in-law with cancer, and my Mother. My Mother is 25 years older than Tom (87 vs almost 62)! I pray for him. His chemo treatments are ready to commence.
  10. Kathee and I read 1 Chronicles 5 & 6 tonight!

    1. Would anyone today name their son "Buz"? (5:14).
    2. Key to victory: "because the war was God’s" (5:22).
    3. The danger of spiritual compromise and syncretism: "they were unfaithful to the God of their fathers, and played the harlot after the gods of the peoples of the land" (5:25). Read what happened next in 5:26

  11. My younger brother turns 54 on Saturday!

What's the difference?







The image on the top is from a stupid Hollywood movie (The Ring).

The image on the bottom ... well you can read about it here

Excerpt:

Napoleon Press, Inc. specializes in producing printworks of classic literature in their entirity, all on a single poster. Our current print contains the complete text of the King James edition of the Holy Bible. This decorative bible poster is suitable for framing, and is a great gift to display in home or office. The Bible poster measures 22" X 28" and will fit easily into a standard poster frame available at most local craft and framing stores. The border is adapted from artwork found in the Gutenberg Bible, which was the first printed book in human history. This edition of the Bible is typeset in Univers Light Ultra Condensed, the size is approximately one point. It is printed using vegetable-oil based inks on McCoy Silk 100# cover paper, which is archival quality.

Comment: Yes ... the entire Bible on one page. Looks like a grey screen to me! If you stare at it enough, you will become a mindless zombie like the actress in the top image! The point is this - the Bible is not a talisman to ward off evil or bring good luck. One must read it with an open heart and an understanding mind!

2 Timothy 3:14-17

But you must continue in the things which you have learned and been assured of, knowing from whom you have learned them, and that from childhood you have known the Holy Scriptures, which are able to make you wise for salvation through faith which is in Christ Jesus. All Scripture is given by inspiration of God, and is profitable for doctrine, for reproof, for correction, for instruction in righteousness, that the man of God may be complete, thoroughly equipped for every good work.

HT: A Little Leaven

Job's "friends" by Walter C. Kaiser, Jr


Walter C. Kaiser, Jr



Reductionist Justice: Where Job's friends went wrong about suffering

Excerpt (be sure to read the entire article!):

Where then did Job's three friends go wrong? They reduced all evil to "retributive suffering," which is caused by sin and disobedience to God. But there are seven other types of suffering mentioned in the Bible: educational or disciplinary suffering as in Proverbs 3:11 or Hebrews 12:5-6; vicarious suffering, as in the case of our Lord's death on the cross; empathetic suffering, where one person's grief affects many others, as Isaiah 63:9 illustrates; evidential or testimonial suffering, as in the first two chapters of Job; doxological suffering for the glory of God, as in the man born blind in John 9; revelational suffering, as in the case of the prophet Hosea's wife abandoning him; and apocalyptic or eschatological suffering that will come at the end of this age.


Comment: Excellent read! Image from Gordon Conwell Seminary

8.22.2007

Jabez' prayer

1 Chronicles 4:9,10, "Now Jabez was more honorable than his brothers, and his mother called his name Jabez, saying, “Because I bore him in pain.” And Jabez called on the God of Israel saying, “Oh, that You would bless me indeed, and enlarge my territory, that Your hand would be with me, and that You would keep me from evil, that I may not cause pain!” So God granted him what he requested."


Comment: We commenced reading the Chronicles last night. The first 9 chapters are heavy with genealogy and not easy reading. But the prayer of Jabez is a highlight. So much is made of the phrase "enlarge my territory" ... must be balanced with "keep me from evil"! Interesting read: What is the prosperity gospel?: "The Prosperity Gospel seems to “prove” that God exists and that faith “pays off.” Many American Christians do not know the Biblical Gospel and, therefore, cannot spot a counterfeit. Christian publishers have published books like “The Prayer of Jabez” in order to enrich themselves."

New meaning to college "senior"!



Flynt, 59, making comeback with Sul Ross State University

Excerpt:

ALPINE, Texas -- Mike Flynt was drinking beer and swapping stories with some old football buddies a few months ago when he brought up the biggest regret of his life: getting kicked off the college team before his senior year.

So, one of his pals said, why not do something about it?

Most 59-year-olds would have laughed. Flynt's only concern was if he was eligible.

Finding out he was, Flynt returned to Sul Ross State this month, 37 years after he left and six years before he goes on Medicare. His comeback peaked Wednesday with the coach saying he's made the Division III team's roster. He could be in action as soon as Sept. 1.

Flynt is giving new meaning to being a college senior. After all, he's a grandfather and a card-carrying member of AARP. He's eight years older than his coach and has two kids older than any of his teammates.


Comments: Young guys like me admire old guys like Mike Flynt! Sul Ross State University. Image from AP / Yahoo.

Perpetual debt cycle

What I read in the emergency room waiting area last night (an interesting article from a May 'Business Week'):

The Poverty Business

Excerpts:

HAPPY AS SHE WAS with the Saturn (GM ) she bought in December, 2005, Roxanne Tsosie soon ran into trouble paying off the loan on it. The car had 103,000 miles on the odometer. She agreed to a purchase price of $7,922, borrowing the full amount at a sky-high 24.9%. Based on her conversation with the Byrider salesman, she thought she had signed up for $150 monthly installments. The paperwork indicated she owed that amount every other week. She soon realized she couldn't manage the payments. Dejected, she agreed to give the car back, having already paid $900. "It kind of knocked me down," Tsosie says. "I felt I'd never get anywhere."

The abortive purchase meant Byrider could dust off and resell the Saturn. Nearly half of Byrider sales in Albuquerque do not result in a final payoff, and many vehicles are repossessed, says David Brotherton, managing partner of the dealership. A former factory worker, he says he sympathizes with customers who barely get by. "Many of these people are locked in a perpetual cycle" of debt, he says. "It's all motivated by self-interest, of course, but we do want to help credit-challenged people get to the finish line."

Byrider dealers say they can generally figure out which customers will pay back their loans. Salesmen, many of whom come from positions at banks and other lending companies, use proprietary software called Automated Risk Evaluator (ARE) to assess customers' financial vital signs, ranging from credit scores from major credit agencies to amounts spent on alimony and cigarettes.

Unlike traditional dealers, Byrider doesn't post prices—which average $10,200 at company-owned showrooms—directly on its cars. Salesmen, after consulting ARE, calculate the maximum that a person can afford to pay, and only then set the total price, down payment, and interest rate. Byrider calls this process fair and accurate; critics call it "opportunity pricing."

So how did Byrider figure that Tsosie had $300 a month left over from her small salary for car payments? Barely a step up from destitution, she now lives in her own cramped apartment in a dingy two-story adobe-style building. Decorated with an old bow and arrow and sepia-tinted photographs of Navajo chiefs, the apartment is also home to her new husband, Joey A. Garcia, a grocery-store stocker earning $25,000 a year, his two children from a previous marriage, and two of Tsosie's kids. She and Garcia are paying off several other high-interest loans, including one for his used car and another for the $880 wedding ring he bought her this year.

Asked by BusinessWeek to review Tsosie's file, Byrider's Brotherton raises his eyebrows, taps his keyboard, and studies the screen for a few minutes. "We probably should have spent more time explaining the terms to her," he says. Pausing, he adds that given Tsosie's finances, she should never have received a 24.9% loan for nearly $8,000.

Comment: There are some really unscrupulous lenders preying on the ignorant and uninformed.

Albert Mohler on Does God Care What We Call Him?

"What Does God Care What We Call Him?"

Excerpt:

Bishop Muskens is disingenuous at best when he suggests that God does not care about His name. This is not a matter of mere "discussion and bickering." If the Bible is the Word of God, we can be assured that human beings did not invent this discussion.

There is one final and insurmountable problem with Bishop Muskens' proposal. Jesus commanded his disciples to baptize believers "in the name of the Father and of the Son and of the Holy Spirit" [Matthew 28:19]. When this command is taken seriously and obeyed, the whole issue is greatly clarified -- a Christian cannot baptize in the name of Allah.

If Allah has no son, Allah is not the father of our Lord Jesus Christ. Even if the case is made that Allah could be used in a generic sense to refer to God ( and I am not persuaded that it can), the word cannot be used to mean the Father in a Trinitarian affirmation. This is not mere "discussion and bickering." This is where the Gospel stands or falls.

Comment: See earlier post: Call God Allah?

Cracked my head

It occasionally happens: I trip and fall. My mind has a registry of these events: falling on the moving walkway at the Dallas Fort Worth airport, falling in downtown Denver, falling in the parking lot of my Dentist, falling at work, falling on the sidewalk walking to work, falling while out on church visitation, falling in the garage, falling in the street ... more times that I would like to remember.

The good news: I get banged up but nothing serious!

Last night wasn't serious either, but I did end up going to the emergency room.

On the way to bed (from my easy chair to the bedroom - a mere 20' or less!), I tripped in the hallway and fell on my face on the tile. Tile is a lot harder than carpet! The fall opened two cuts above my right eye. These seemingly small cuts (think of a boxer!) really bleed! Blood on the tile, blood on my face, on my hands, etc.

Nathan and Roger were there and they got me to my feet (my legs were really wobbly).

My "bell was rung" and I was dazed. We cleaned up and got dressed. Kathee drove me to Methodist hospital. My right elbow was x-rayed. It is not broken but very sore. Because my head was cracked and I was a little nauseous, I had a cat scan. The nurse said they "found nothing"! (a little ER humor!). Both cuts were stitched up. Nothing really but my modeling days are in jeopardy.

My glasses also took a hit. Frame bent. I've had this set for over three years so I am due to go back to the eye Dr again anyway.

Kathee and I were out until 2:30 in the morning. Interestingly there was another guy in the ER who fell and cracked his head. An old guy! (Which I am not!).

Today I am chilling at home. I needed a day off anyway! I am resting in my recliner with my bruised elbow (which really hurts) supported by a pillow. Ouch ... better stop blogging!

Will Phishers follow Wells Fargo news?

Phishers looking to cash in on Wells Fargo crash

Excerpt:

The anticipated spike in Wells Fargo phishing had not occurred as of Tuesday afternoon. The Anti-Phishing Working Group, an organization that tracks online fraudsters, had counted 43 live Wells Fargo phishing sites, said Dave Jevans, the group's chairman. That's a tiny fraction of the 36,000 sites tracked by the group. "I would call that a usual background noise level," he said of the Wells Fargo activity.

However, online criminals are quick to tailor their scams to any newsworthy event, and Jevens expects the Wells Fargo scams to pop up soon. "Give them a day," he added "I would be surprised if it didn't happen in this case."

According to Helgeson, criminals are planning to send out e-mails that acknowledge the computer problems and ask victims to log on to phony Wells Fargo sites in order to validate their user information.

8.21.2007

An all-nighter

Wells Fargo Fixes Computer Problem, Restores Service

Kathee did an all-nighter working on this. (A tribute to the technology workers at Wells Fargo who have the expertise and the dedication to resolve problems!)

When I awoke this morning, she had been awake since yesterday morning at 5:30.

Excerpt:

Avid Modjtabai, head of Wells Fargo's Technology and Information Group:

"Using our back-up facilities, we restored Internet banking service in about one hour and 40 minutes Sunday, Aug. 19, and within hours, customers could access Wells Fargo Phone Bank Centers and make basic ATM transactions, such as withdrawing cash and making deposits at our ATMs but not at non-Wells Fargo ATMs. All point-of sales transactions, processing for mortgage, home equity, student loans, ACH, wire transfers and remittances, are now up and running. Our customers hold us to a high standard of trust and reliability and we want to assure them that all data about their accounts has remained safe and secure throughout this disruption. We apologize for the inconvenience this caused them. We thank the hundreds of team members in our technology group for working so hard to resolve this problem."

John MacArthur on Larry King Live

John MacArthur on Larry King Live

I fell asleep before John MacArthur was on. But here is the transcript!

8.20.2007

Looks like its a fake!

Edmund Fitzgerald ring a fake?

Excerpt:

But the Great Lakes Shipwreck Museum received a visitor recently who refutes the ring's authenticity.

Cynthia Edwards told a museum employee last week that her father bought the orange preserver at a garage sale many years ago, painted the name of the ore carrier on it and hung it at his cabin in Eagle River — not far from where it ultimately was found in the Upper Peninsula's Keweenaw Peninsula. When they remodeled two years ago, they put the ring on a tree and from there it disappeared.

"With the information coming in now, it looks more and more like it's not from the Edmund Fitzgerald," said Tom Farnquist, executive director of the Great Lakes Shipwreck Historical Society, which owns the museum.


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